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How to win the claim case from the other car insurance company?

ok. So few days ago, I got into a car accident. I was driving down the highway simply just going straight. All of a sudden, this SUV crashed into me from my left lane and knocked off my side-view mirror & left some marks on my left front door. At that time of the being, I was so shocked because all I did was just go straight & I guess the car next to mine was trying to make a lane change but he wasn't fast enough to advance me. so instead, he bumped into me and realized what he's done then went back to his lane. after the accident, we both exited out from the highway & parked our cars on the side road because that's where the other car led me. I was driving alone at that time & I was so scared because it was my first time getting into this kind of an accident. I quickly tried calling 911 & told the 911 lady to send me a police. But she just asked if there was any injury & I said no then she just told me to exchange the insurance. How rude of her. Not to be mean, but I was little scared of the mexicans b/c the area I was in at the moment was really ghetto. so then I took some photos of the damages and exchanged the insurance company. The guy kept telling me in bad English that he was ahead of me so it's my fault. and I told him that I didn't even move & he was the one changed the lane without even checking to see if it was clear. but he couldn't really speak english well or he didn't even want to listen to me. so I left like that with my sideview mirror dangling next to me. *sigh* this isn't the end of the story yet. I claimed his insurance company which ive never heard of. They said that he's telling them I was the one who hit their car. which made NO SENSE. I even have a picture of their car bumper's mark on my side of the car door which proves that there's no way I hit their car and left a mark on mine and broke my own side view mirror and left THEM no damages. His car was clear with one inch scratch on the side which was made when he hit my car after bumping into me with his bumper and quickly turning back into his own lane. I can't even believe how he can lie about this kind of stuff. I feel so mad that there're ppl like him existing!!! It's so frustrating to see the liar defending himself. His Insurance company didn't even try to look at my car & told me that they are sorry & they can not help me b/c their customer said he didn't do it. What should I do in this situation? I have no witness, there wasn't any police there at the time because they wouldn't send me any which is SO WRONG of them to do. I want to sue 911 people. grr. How can I possibly prove them that I have no faults and they should repair my damn side view mirror?!?!?! What can I do?

Do you believe in any type insurance ? why ?

what is advantage and disadvantage of insurance ?

Whats the price for transfering insurance?

Wanted to switch my insurance from my truck thats not running to one that is

Should I take a term insurance rather than home mortgage insurance?

Normally many banks want the home loan borrowers to take mortgage insurance. Here there are controversies since many suggest borrowers should take term insurance instead. But do term insurances always give better protection than term insurance? How does a mortgage insurance compare with term insurance in terms of premium amount, premium payment period, risk cover of death, disability, chronic disease, surrender value, survival benefits etc? Apparently the term insurances are cheaper but have to be paid for a much longer period than mortgage insurance (generally paid for about 1/3rd of loan period.) So which options is better? I would specifically like to know about such products available in India. Thanks.

How much will my insurance cost next year?

My insurance at the moment cost 1200 and this runs out sept of this year. If I don't make any claims can any of you estimate how much it will cost for renewal. I am 21 female. I've got 5 points until 2010 and I drive a 1999 peugeot 206. It may be a dumb question but I was just wandering if anyone might have a rough idea?

Is medicaid good insurance?

Im pregnant, nn I'm currently unemployed, without health insurance, and I was just wondering if medicaid ia good insurance?

How much is lowering a car likely to cost on insurance?

how much is it likely to increase insurance by replacing the springs with a Spax piece of kit?

What's the average price of homeowner's insurance in Las Vegas?

I know this is a vague question but what are some estimate homeowners insurance prices in Las Vegas? The house is worth 180k, its brand new (built 2008). No pets or children, three bedrooms, 1700 sq ft. My fiance and I are first time homebuyers and we have excellent credit. I just wanted to know if anybody had any ballpark numbers (I plan on contacting my current auto insurance provider soon, but I want to hear what other locals are paying so I know if I'm getting a good rate)... Thanks!

How much is average car insurance 4 a 17/18 year old?

Child custody in california?

my husband wants me to have full custody of child but is it possible for him to have visitation rights for child in summers? and the non-custodial parent doenst want to pay any child support? is this allowed in california?

Will you buy the Life Insurance ? Why? How much?

Some people are concerning about Health Insurance more than Life Insurance and I don't know which one I should buy first.

Car insurance so expensive in the uk?

i am 19, i have a K reg 1.6 litre fiat tipo the car is only worth about 120. i have never had any accidents or had any tickets so why does my insurance cost 2600.

Do i have to get my car repaired with the insurance money?

bout a month ago someone backed into my parked car in the parking lot and actually let me know they did it. we exchanged info and i just had a rep. from his insurance come check out my car and give an estimate for repairs and a check with the amount. The damages to bumper are reallly nothing major and its old car, can run just the same as it used to before the damages. do i have to get it fixed or can i jus cash out this check and get a nice chuck of cash?

Do I Need A Drivers License To Obtain Car Insurance?

Where to go for low auto insurance?

My insurance rates just went up $100 a month because of speeding tickets I got last year. I took an improvement class right after I got the ticket and am also getting ready to turn 25. I was hoping my rates would go down and nit up to $250 a month. Anyone know any companies?

Do you have to be a licensed insurance agent to do this?

Do you have to be a licensed insurance agent to quote Medicare Supplement rates in Texas? Please cite a source of your information.

Insurance Coverage Driving Another Persons Car?

Suppose you had to drive another persons car because they were incapacitated, etc. If you got into an accident with them in the car - but you driving, would the car still be covered under insurance?

How much does car insurance cost?

Like im 16 and i got my first car its a 1996 pontiac bonneville... Anyways i need insurance to drive it,, so how does it work?? Like when i go to get insurance do i have to pay any fee's on the spot, when getting my insurance?

Health Insurance Not Taken Out from Check?

I got an extra 84 bucks in my check bc they didn't take out for health insurance? Was this just a mistake?

What is the average car insurance cost for new drivers in NJ?

17 yr old driver male extra cost cost per year on parents insurance?

USAA auto insurance rates?

sorry to ask this in military but i figure yall will know best. i've noticed that since we've had usaa auto they have consistently gone up when our policy renews every 6 months. it's around 20-50 dollars every time. we have not had any tickets or accidents. when i call customer service they assure me it's nothing we've done and that everyone's rates are going up. i find this hard to believe. anyone else having this issue?

Car insurance for a teenager?

How much do you think insurance will cost (adding another car to my parents insurance plan)

Any suggestion base on your experences with Health and dental insurances?

My Health and Dental Insurance from my old employer (under cobra with Kasier) will expire soon. I plan on buying my own Health and Dental, any suggestions in Northern California?. Thanks

Am over 25 yday passed my test but cant get cheap insurance for a small car.?

here it is. am 25+ and yesterday passed my driving test. looking over the internet for insurance for nissan micra 3 dr 1L 3 door. cheapest i can get is 140. my cousin who is 4 years younger than me, he got it for 94. tried same company aswell. am i missing any trick?need help suggestion and recomendation

What are the top 5 cars that cost the most for auto insurance??

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How do i get cheap car insurance?

im 19 and sont want 2 pay loads 4 car insurance

Walmart $4 prescription list....only with insurance?

Are the awesome 4 dollar prescriptions only when you have insurance? I don't have insurance, can I get my regular 4 dollar script for still 4 dollars?

Car insurance Questions!! HELP!!!?

My wife and I bought a used car the other day. The car dealership didnt require us to have insurance on it before we left because we paid cash for it. Well on the way home she got into a wreck. It was her fault. Someone said that the dealership covers the car up to 30 days from the time you bought it?? Does anyone know abt this? Or know how I can have it covered? Thanks

Can you or spouse be denied group health insurance?

I have stage 4 cancer. I have insurance through my husbands job. If my husband changes jobs and is offered insurance at the new job can I be denied insurance due to the preexisting condition? I live in Georgia. I already checked and got information on cobra.

Is it possible to get a loan and homeowner's insurance for a post & pier foundation house?

It's a small home and it's not located in an earquake area. Would having this kind of foundation reduced the value of the house?

Is my insurance company liable?

My insurance company offered me a policy to cover a de restricted scooter which I agreed to take out, but in order for this policy to take effect I had to give up 4 months of cover totalling around 160 and pay a 80 deposit on the new policy. Last week I was sent a letter notifying me that my insurance was cancelled so I called them and was told that I had to return a copy of my CBT certificate. I rang on Sunday and was told a completely different story and that was that the company they placed me with had decided that they were not going to cover me even though the whole point of changing them was because they specificity dealt with my type of vehicle . They have now offered another policy for 515 pounds with is 100 pounds more than my previous and I am not willing to pay this as they lied to me and told me that I was insured to ride around even though they knew that I was not covered. I have copies of the insurance certificate to prove that they sold me the policy and all other relating documents. Please advise on what I can do.

Caught with no business insurance but i have insurance?

Hi, so yesterday i was delivering food for a kebab house, i only started the job 2 days earlier and i am on a trial period so i did not update my insurance to business.... beause of this i was stopped by police and when they checked i did not have valid business insurance meaning my vehicle was seized, i am due in court and will receive 6 points which will earn my a straight ban because i have only held my license 1 year and 11 months ( just before the 12 point allowance). by the time the court date has passed i will have had my license two years... is there anyway i can escape this offence without a ban ? any help appreciated!!

Should i tell my car insurance about some mods?

still on my 1st year driving and looking at a new car thats going to be a steal. Only thing is its got a few mods. its a 1.4 05 corsa with alloys, full leather seats, tinted rear windows and a performance exhaust fitted. when i shopped online and said it had NO mods it was like 950 insurance (im 24 so) and when i changed it to see what it was WITH the mods your talking like 1600 odds. Whats the advice on this one? i know i SHOULD tell them but does the exhaust really do anything to engine power? so should i bother telling them and just continue driving safe? of tell them incase someone drives into me lol points for best answer :)

In Connecticut, Return Licence plates first? or end car insurance first?

ANYONE WHO KNOWS ABOUT CONNECTICUT DMV & POLICIES! HI, i'm trying to take my car out of my insurance, do i return the plates to DMV or end insurance first???? helppppp

Insurance for Infiniti G35 Coupe and Sedan ?

I live in California, is there any difference and if there is how much its difference would it be approximately ? I am 20 years old.

I need cheap car insurance, I'm in college?

I'm 19, a college kid and need car insurance. I now it's going to be crazy high, but if anyone has any insight or tips to make it cheaper, it would me much appreciated.

Insurance cost in the UK?

A basic question - what is the average insurance cost for a car which falls into Group 3 category in the UK. And how is it decided which car falls into which category?

How much do you pay for car insurance per year?

I'm just curious. Thank you in advance.

How much does car insurance really cost?

Some companies like Dashers offer insurance for 18 dollars a month http://www.dashers.com/ is that good enough?

Double health insurance legality?

I provide health insurance through my employer for my 2 girls, however, my ex-wife continues to use California Medicaid for their hospital and doctor visits without letting them know they are insured already. Is this allowed? I feel like she is somehow swindling California out of money?

Any one know cheap nissan navara insurance?

Can I get insurance??

Im 18 years old. I have never had insurance before because my parents have never had insurance. I just graduated from high school. I need insurance to help pay for some dental work. I dont have a job yet but Im working on getting one for the summer before i go to school. I know I am legally an adult so isnt there some kind of poor young peoples' insurance I can get? Or can I still apply for medicare or something because I am still basically under my mothers care. I appreciate any suggestions.

Health Insurance for 24 year old male?

Son has Blue Cross but it is now $137 per month......anyone know of any comparable insurance that is cheaper and has similar benefits? It is just him....no wife or no kids. Thanks.

I'm 23 and wanting to buy a new car, how much more will I pay in insurance because of my age?

For example: I'm wanting to buy a 25k car. (new civic) I got quoted at $1500 for a 6 month policy full coverage. I have a clean record. How much does my age effect the quote all other things being equal. Will waiting till I'm 24 make a big difference in the quote?

What is the cheapest car insurance company?

Ok, so I just want to know, as far as getting insurance for your Car goes....do you guys know like what Car Insurance COMPANY has the cheapest insurance you can buy for your car? Thanks, it would help out alot.

Health Insurance for a 63 year old man.?

My dad just turned 63 and I want to get him some health insurance but what are the options? I know he needs some but he cant afford it and I want to help him out I just know nothing about it.

Car Insurance, Borrowing a friends car?

So a friend of mine is letting me borrow his car for three months. now the problem is insurance. We dont know what to do. He has full coverage insurance with statefarm but said that he cant simply add my name to the insurance because if i get into an accident and get sued, his parents (who the car is registered too) will have to pay for the liability. what i'm confused about is if he has full coverage, and my name is under their insurance, wouldnt the insurance company pay for it and not his parents? His suggestion says that the only way i can borrow the car and cover all liability and contingencies is if he transfers (or 'sells') the car to my mom, so the car can be registered under MY parents name rather than his, so in the case of being sued, my parents would have to pay for the damages. what to do!?!? HELP!

Can i add a car to my insurance in another state?

i live in florida and i am wondering if i can add a car to my insurance for my sister who lives in NYC and attends a college in that state? car insurance is way to expensive for her to pay for up there so im wondering if i can insure and register the car in florida? is there any way to do this?

Would insurance cover it?

My husband was involved in a car accident 2 years ago...the people filed a claim/law suit recently over some 'injuries' (which is BS because he works with this guy and he was no injured), just 2 days before statue of limitation expires. Since my husband's work requires so much traveling, it was pointless for him to keep car/insurance if he never drives, we sold his car so he no longer has car insurance. Now that these people 2 years LATER decided to sue...would his old insurance take care of it since the accident happened while he did have car insurance? And he was driving a friends car at the time...not his own care.

Would I need auto insurance if Im driving a motorcycle/scooter with a Motorcycle Instruction Permit in AZ?

I am thinking about purchasing a Yamaha Vino (2004-08 model) and also I will be obtaining my Motorcycle Instruction Permit. I would like to know if I would need any form of auto/motorcycle insurance while practicing with my permit. If so, how much would it cost me per month (rough estimate)? I am 16 years old btw.

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Add a teen to auto insurance policy, please help.?

My dad is getting ready to renew his car insurance, I got my learner's permit in December of last year, and I do drive the car a lot, (with him of course....or not) but if he include me on his policy his premium will be over $1000, move like $1400 - $2000. Just because he added me to his policy, and his insurance company told him he HAVE TO include me on his policy, but I heard some where if you have a learner's permit, you do not require to be on your parent insurance policy? Or something like that......Is this true? Normally his car insurance only cost like $480.00/per 6 months, I hate for him to make me go out to get a job just to pay the car insurance and to drive.

Insurance Costs for a P Plate Hyundai Tiburon?

I live in Melbourne and want to get an idea on the insurance? (I already know its a lot) Thanks

Homeowners insurance in California????

I am thinking of purchasing my first home, and I was wondering about how much homeowners insurance would cost me. The home costs 200,000. Does anyone have any idea about how much that would be? I don't want to get into something I can't afford.....

Motorcycle insurance?

What should I be expecting to pay for insurance? I'm single, male, and 23 years old, and I would be getting my first bike. Geico quoted me at about $3360/yr, is this good/bad? Do you think other companies can do better? How much bodily injury coverage should I get?

How? First car insurance under 2k?

I've passed my driving test and followed almost every rule out there: Low insurance group car Park in a garage/driveway Try fully comp and third party Try pass plus discount Try a 'black box' scheme Use named drivers Get a lower engine size Etc. Everything I try, my insurance quote is always 3K+ however I did manage to get it to 2.6k with a 'black box scheme'. A lot of people I know drive and their insurance varies, some have paid a lot and some a little but everything I try fails. I understand as a 17 year old male car insurance is always going to be steep and 2.6K is probably a good quote but is it at ALL possible to get a quote for around 2K or less? That's still a lot in my opinion but would be just about affordable. I simply don't understand how a 17 year old at college 5 days a week is expected to be able to fund this, even if they do work weekends (which I do) It's extortionate

How much does is cost to insure a motorcycle?

i am a 21 yr. old female in so cal. it is a ninja 250r, never been in an accident, & it is kept in the garage!

Most affordable insurance company is?

Looking for cheap health insurance, I have never had health insurance before. What is the least amount of money a company will want from me to have full coverage of a surgery or hospital bill?

What kind of cars are good for teens insurance wise?

I know it depends on where I live and many other variables but I'd like to know in general what gets the best rates. I'm looking at a 1993 chevrolet s10 5speed with a 4.3l v6 right now but I don't know how the insurance would be on it yet. I'm 18 years old in Canada and I've been driving for 2 years total (1 year g1/permit 1 year g2 class license) and now I'm about to go for my full g license. What should I be looking for? import/domestic? engine size? number of cylinders? cars or light trucks? size of engine in relation to size of car? I thought I might get some relief on the s10 since it's domestic, manual (less people want to steal?), I can make some extra money at work, and since only 3 people can fit (originally a 2 seater) less people would be injured in an accident? I don't know, what do you think i should be looking for?

Which is the best car insurance in uk, cost wise and service wise.?

Raising money for individuals with health condition?

I'm just curious about why people ask for donation and fund raising for people with health condition here in Canada. Health care is free that will cover most of the medical ...show more

Which is a feature of permanent insurance?

Which is a feature of permanent insurance? -------------------------------------------------------------------------------- It provides protection for a specific period. It includes an investment component. It is relatively low cost.

How much would minimum insurance be for a 18 year old?

The insurance should be just enough to allow the person to drive a car.

How does Obamacare increase health insurance premiums?

i've been seeing that they've gone up more when the reform was suppose to lower them. how exactly was obamacare suppose to lower insurance premiums?

Why are there two bodily injury sections on car insurance quote?

I just got a quote for auto insurance from new company (i had been using a different company)... Anyways, i just noticed that section 1 of the quote under compulsory insurance was the Bodily Injury to Others part..... But, under Optional Insurance on section 6 there is Optional Bodily Injury to Others and this one is higher than the first part. Why are there two different bodily injury sections? Do they cover different things? I am a homeowner, how much should i have for these categories?

If i take an online drivers ed what will it do to the price of my car insurance?

The insurance companys told me that my insurance would be cheaper if i take the actual driving class. but will it still be as cheap if i do the class online?

Cancelling Car Insurance?

Is it possible to cancel a car insurance policy within the first month (UK). My friend has written their car off within days of taking out an insurance policy (third party!). Bad luck or what? Can they cancel the car ins or do they have to pay all year?

How does car insurance work??

Is it a monthly thing or do you pay it all at once? How much will it be AVERAGE for a 17 year old girl in canada? I know other things apply but just give me a rough estimate cause I have to idea if it's $200 or $5000.

Car insurance help in NC?

If your insurance is canceled will I have to pay to get the tag legal again,if so how much.Thanks in advance :)

Would a Peugeot 406 1.9 Diesel 75BHp cost alot on insurance 4 a 17 year old lad? plz?

i want a pug 406, badly!!

1978-79 Trans Am insurance?

How much would insurance cost for a 1978 or 79 Pontiac Trans Am for a 16-year-old? (I'm curious for someone.)

Illegals can buy health insurance now. If they pay the premiums BCBS will sell them health insurance.?

Is that wrong of Humana and Blue Cross Blue Shield and the other Insurance companies?

How much does motorcycle insurance cost in California? I'm 20 years old and thinking of getting a bike.?

I'm thinking of getting a Yamaha R6. Still don't know what year? Anyone got any tips of what year i should get?

How much (on average) would private health insurance be per month for a family of three?

male 40 y.o., female 36 y.o., and child.

Cheapest young driver car insurance?

Hi, I will be driving soon and know insurance is very expensive for young, new drivers. Does anyone know of any cheap insurance companies OR techniques of how to get cheap car insurance? Thanks.

Hi a question about car insurance companies .thanks?

Hi how long do the car insurance companies keep record of the phone call because it is a good proof for the people who insure their car ? thanks

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Why is it so cheap to live in America? but your hospital treatment is so expensive?

do these insurance schemes really cover you for major surgery?

Where to find cheap insurance in ontario?

I'm turning 22 had a Kawasaki Ninja 250R as a starter bike and looking to upgrade to something bigger. I have a clean record but any online quote I get for a bike 600cc or higher results in $10,000/year or higher in insurance. I see guys my age riding around all the time on R6s and CBR600RRs and I don't understand it. Am I missing something? Any suggestions would be greatly appreciated.

Can someone recommend a good and affordable dental plan?

I'm trying to find a good dental insurance that is very affordable for a middle/lower class citizen like myself. Can somebody recommend anything for somebody in my case?

Scratched a person's car? Will insurance go up?

So, I'm 17 and just got my insurance for driving a day ago. Today, as I was going home from school, I U-turned and didn't make a big enough turn and hit a person's car. I was able to make the turn after the hitting the car, but it left scratch marks and one little part of the car was hanging out slightly from the car. I left a note saying to call me. My question is, will my insurance go up for this? I just got it and all. I plan on not driving again to school...and how much does it cost to repair a person's car with scratches? (just the back corner of the car that was scratched) PLEASE HELP! :(

Should I get full coverage on my cavalier (Car insurance)?

I have a 2005 Chevy Cavalier, I currently have liability insurance. I've already been in an accident, and fortunately it was minor enough for me to get parts at a junkyard. Should I upgrade to full coverage? United auto insurance, wants $186 down and $147 monthly for 6 months. My current company wants $262 down and $131 a month, for 9 months. Which company is the better deal? Should I even get full coverage

How much would it cost to insure a pontiac firebird?

Im turning 16 soon and will be getting a car I was wondering how much money it would cost to insure a 1997 Pontiac Firebird.

Why is my car insurance the same price?

My car insurance is due up next month and I have been shopping around. I've used all the compare sites like go compare and money supermarket and I m basically the exact same price as I was last year. For the same car. I've been driving 8 years nd have 6 years no claims. I'm 25 and female. Every year it used to go down but now I'm being quotes the same and sometimes more?!

Car inusrance. Where to get free quotes ?

What is the best web site to compare car insurance premiums online. What are the best companies for cheap insurance rates with good coverage for auto owners ?

Where can I find cheap auto insurance?

I will be looking soon for auto insurance for my first car. I have bad credit, no driving record(I am just about to get my license within the next couple months), and am 26. Where can I find an insurance company with an affordable premium?

Auto Insurance in Illinois?

I have my 18 year old daughter covered under my auto insurance policy. She is covered on her own car and mine as well. My question is, if she happens to get into an accident while driving her car, can the other person try and sue me since the policy is in my name? Also, if she lets someone else drive her car who has no insurance and they get into a wreck, can I be sued? She owns her own car and the title is in her name alone. We live in IL

Do you cancel an auto insurance quote?

I had an economics project and there was a section where I had to purchase auto insurance. Sure enough, I went to Geico and got a free quote, but the problem is that Geico is annoying to lock in the policy and actually have me as their customer. What can I do to tell them that I only wanted a policy for a project and I'm not really their customer?

Will a window Tint ticket effect my insurance rate? Also how much is a window tint ticket in California?

If i get a ticket for window tint will my insurance rate increase? Also how much are the window tint tickets? I am aware that some officers give you a fix it ticket but if they dont how much money is the ticket? I am located in California and just want to check this out before I get my windows tinted.

How much will my insurance and maintenance costs be affected by what type of car I get?

I'm about to be 18 and am planning on getting my first car soon. I've been driving for almost 3 years in my parents' cars but need my own for heading off to college and such. I don't know what type of car I want to get, but it's gotta be cheap, old and used, preferably up to $6,000-7,500 at the absolute max. The problem is that I've been really into cars for most of my life and would rather have something a little nicer to start, I mean within the same price range but for example a Mustang, Mitsubishi 3000GT, BMW 3- or 5-Series, etc., rather than the usual Civic or Camry (not that I'd mind one of them either). The problem is that I'm worried the insurance will be way more expensive. The latest quote my dad got was a few weeks ago and it was quite a bit lower than I expected, only like $560/yr., but that was with their old '93 Taurus GL. Will having a sports car or more high-end car affect it really dramatically or will it not make that big a difference as long as my driving record stays good? Also, how much more does it cost to maintain and repair a car like a used BMW than it does just a normal car like an Accord? I've always heard that European cars in particular can be temperamental and finicky if not maintained properly, so I'm just worried that I won't have the money and know-how to have and keep a car like that as my first car.

What is cheap auto insurance?

Does car insurance need to match the titled owner of the vehicle?

I am borrowing a spare car from my mother for about six months. Do I need to go through the process of transferring the title to my name, or can I just put insurance on it under my own policy and be okay legally? BTW, I live in Texas.

How much is the townhouse insurance in South Florida for a 3/3?

The HOA does not include insurance.

Is insurance expensive if i buy a 2005 scion tc??

I am turning 18 in a week, and am looking to buy a car. I love the scion tc, but they are new cars (they came out in 20050 so i dont know if it is affordable for me. Ive never been in a car accident so my insurance is at its normal level right now, but how much will the insurance be?

How much is insurance in canada for a motorcycle?

how much is the average insurance rate in canada for sports motorcycles? ....per year or per month?

A good nursing school in the Philippines?

I have been waiting to get in the nursing program in California for a year and half and losing hope already. Some of my friends finished the nursing program in the Philippines and are ...show more

How much can Insurer charge me to SALVAGE my OWN CAR?!?!?!?

Some background first, i was hit from behind whilst stationary in traffic the other week by a works van. the damage was not too sever that i couldn't limp back home (sore and car bashed but still alive) got the other drivers details at the scene and reported the incident to my insurance company. As the accident was not my fault my insurer passed this to their dedicated Non-Fault (NF) accident claim company (i'll not name them at the moment) who in turn provided me with a hire car and collected my car to have it assessed for REPAIR. At no point was writing off the car mentioned. Then i got a call from the garage dealing with my car (NF appointed) a week later telling me of the damage and repair value and that the engineers working for the NF, different company again, were going to deem the car a write off, CAT D as i later found out. Now the fun part - the engineers have made an offer for settlement and to write off of my car, which is a good 500 below what is would cost to replace it with a like-for-like car in my local area (replace cost circa 2.8k-3k) they are adamant they will not repair my car even though the repairs would cost LESS than the write off - because the repair is too close to the market value and they can make a killing on salvage apparently. so fighting this out at the moment. NOW FOR THE QUESTION: They have advised me that should i wish to keep the car after they write it off (which i want to avoid if at all possible) i can accept the settlement and pay them a salvage fee to retain my car. This i understand as technically they buy my car when they write it off and then i have to buy it back. The problem is that they have a flat 30% !!! salvage fee which on their offer would almost negate me being able to get the repairs covered. What i really need to know is if anyone else has been in this position and if there is a maximum salvage fee they can charge - bearing in mind that this is my car to start with - and if there is any way i can make them drop this percentage. Forcing them to drop the percentage might not only let me repair the car after retaining but might also swing in favour of repair instead of write off if they cannot justify such a big payout for themselves. Any help here would be appreciated fast as i'm still bouncing between the parties here to get this resolved. In case your wondering the damage constitutes a bumper rear panel and a kink in the boot floor - VERY repairable.

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